Use & risks
Know which actions are research, which require a wallet confirmation and which capabilities are still outside this version
Research and mainnet borrowing
Market comparison stays read-only and does not require a wallet
Choose Open borrowing in a market’s details to manage its Morpho position on Robinhood Chain, Ethereum or Base
The borrowing workspace uses real assets and reads contract parameters, balances, debt, the market oracle and liquidity directly from the selected chain
You can supply collateral, borrow, repay part or all of the debt and withdraw collateral within the workspace’s current limits
Each approval and protocol transaction needs a separate wallet confirmation
Only a successful onchain receipt confirms completion
Collateral and transaction limits
The workspace applies a borrowing buffer below the market’s liquidation debt limit
This buffer is a planning constraint and does not protect a position from liquidation
Oracle changes, token behavior and interest can change what is possible before a transaction is confirmed
Approval amounts are bounded and the protocol receives only the amount settled by the transaction
Network fees use ETH on the selected chain
A pending transaction is saved for checking and is never resent automatically
Estimates are scenarios
Interest estimates hold the displayed APY constant over your chosen duration
They exclude gas, conversion costs and incentives
Rates, token prices and available liquidity can change
Pool liquidity is not a personal borrowing allowance
A collateral scenario does not read the market oracle or establish your eligibility
These calculations do not promise returns or recommend a borrowing amount
Sepolia uses test assets
The testnet workspace uses a separate Morpho WETH collateral / USDC loan market on Sepolia
It does not execute Ethereum, Base or Robinhood Chain mainnet borrowing
Each approval and transaction requires your wallet confirmation
Review the network, recipient, asset and amount before confirming
Transaction failures and changing onchain conditions can still occur
Wallet safety
A sign-in message verifies wallet ownership and does not itself transfer funds
A transaction request is a separate action
Keep control of your wallet and never enter its seed phrase or private key into this website
Community token
The planned Robinhood Chain community token is separate from these borrowing tools
Holding it does not grant protocol ownership, lending revenue or collateral support in this version
Verify any published contract and network before interacting with a token